Spend about 5 minutes online searching for news about the Boerne housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.
The truth is prices are going to vary depending on where you live. But they're not crashing.
Here’s what you need to know.
The Local Perspective: Home Price Trends by Area
The biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see graph below).
About half of the largest metros are seeing prices go up.
The other half are seeing some declines.
Unfortunately, the online chatter only focuses on the markets where prices are down – and that makes it sound like something bigger is happening.
But, as you can see in this graph, that’s only one side of the story. The full picture is different.
The National Perspective: Moderate Price Growth
As a country, when you average it all together to get a true baseline, one thing becomes clear, home prices are still net positive at the national level.
According to the Redfin, national home prices were up about 1% year-over-year in February. So, what we’re seeing right now isn’t a collapse. It’s a market that’s normalizing after a period of unusually fast growth. And that impacts some local markets more than others – particularly those where prices rose too far, too fast during the pandemic.
A true crash, like what happened in 2008, would mean prices dropping sharply across the entire country. That’s just not what the data shows today. And it’s not where things are going either.
Experts Agree This Isn’t 2008
In fact, Fannie Mae surveyed over 100 housing market experts to ask their opinions on where prices are headed from here. And the experts agree, nationally, prices are expected to keep rising over the next five years:
That rise will be moderate, particularly this year, but the trend is clear. Nationally, prices are forecast to grow every year now through at least 2030 – and that’s normal. Daryl Fairweather, Chief Economist, at Redfin explains:
“House prices aren’t going to fall on a national scale any time soon—and that’s actually a good thing. It’s normal for house prices to rise gradually over time . . .”
That's why even in the select areas where prices have dropped slightly this year, the decline is expected to be temporary. According to that same quarterly Fannie Mae survey mentioned above, 85% of the experts say the markets that are seeing mild declines right now will return to positive price growth before the end of 2027.
The main takeaway? This isn’t a crash. And prices aren’t expected to fall nationally. If anything, the few areas experiencing declines are expected to rebound in the next year or so.
Bottom Line
It’s easy to get caught up in headlines that make it sound like something big is about to happen. But don’t be fooled. The housing market isn’t crashing. It’s just shifting.
The key is understanding what’s actually happening in your market, so you can make the right move for you. Let’s connect if you want the local perspective.
About the author:
Charley Wasson is a full-time real estate professional specializing in the Boerne, Texas and Fair Oaks Ranch, Texas markets — helping buyers and sellers navigate Hill Country properties with the depth of knowledge that only comes from living and working in the community.
Named to the Platinum Top 50 of San Antonio Realtors, and a 4 time award winner, Charley brings nearly a decade of dedicated real estate experience and a track record that speaks for itself: over 300 documented MLS sales and more than $121 million in property sold across the Boerne, Fair Oaks Ranch, and greater Hill Country area. That volume of closed transactions isn't just a number — it means Charley Wasson has navigated virtually every scenario a Hill Country buyer or seller is likely to face.
Before becoming a Realtor, Charley served as a Regional Sales Manager for one of San Antonio's largest home builders, overseeing hundreds of transactions across the region. That builder-side background gives Charley the ability to anticipate complications and resolve them before they become a client's problem.
For buyers relocating to the Texas Hill Country or searching for a home in Boerne or Fair Oaks Ranch, Charley Wasson offers a rare combination: hyper-local market knowledge, deep transaction experience, and advanced training in negotiation and closing strategy. For sellers, that translates to listings that are priced right, marketed with precision, and guided to the closing table on time — without surprises.
Charley has earned 27 Golden Nail builder awards for exceeding customer expectations, with a career 98% customer satisfaction score — recognition that reflects a consistent standard of service across hundreds of real transactions with real clients.
Real estate in Boerne and Fair Oaks Ranch isn't just a business — it's home. Charley is an active member of St. Peter the Apostle Catholic Church and the Boerne Knights of Columbus, with deep roots in a community that go well beyond any single transaction.
If you're buying or selling a Hill Country property in Boerne, Fair Oaks Ranch, or the surrounding Comal County area, Charley Wasson is the full-time, proven specialist you want in your corner.
