Financing and Mortgage

May 19, 2022

The One Thing Every Boerne Homeowner Needs To Know About a Recession

The One Thing Every Homeowner Needs To Know About a Recession | MyKCM

A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value.

The National Bureau of Economic Research ...

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May 17, 2022

Why Rising Mortgage Rates Push Boerne Home Buyers off the Fence

Why Rising Mortgage Rates Push Buyers off the Fence | MyKCM

If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans.

Today, buyers are reacting in ...

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May 16, 2022

If You’re a Boerne Homeowner, You Have Incredible Leverage When You Sell Today

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today | MyKCM

In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things:

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May 5, 2022

Three Tips for First-Time Boerne Homebuyer

Three Tips for First-Time Homebuyers | MyKCM

Buying your first home in Boerne or Fair Oaks Ranch is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you're looking to purchase your first home in the Boerne area ...

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May 2, 2022

Today’s Home Price Appreciation Is Great News for Existing Boerne Homeowners

Today’s Home Price Appreciation Is Great News for Existing Homeowners | MyKCM

If you’re planning to sell your home in Boerne or Fair Oaks Ranch Texas this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand.

In any industry, when there are more buyers ...

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April 7, 2022

The Future of Home Price Appreciation and What It Means for You

The Future of Home Price Appreciation and What It Means for You | MyKCM

Many Boerne area consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago.

However, experts say the market is totally different today. For ...

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April 5, 2022

What You Need To Budget for When Buying a Home in Boerne

What You Need To Budget for When Buying a Home | MyKCM

When it comes to buying a home in Boerne Texas or Fair Oaks Ranch Texas, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are ...

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March 30, 2022

What’s Happening with Mortgage Rates, and Where Will They Go from Here?

What’s Happening with Mortgage Rates, and Where Will They Go from Here? | MyKCM

Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to ...

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March 28, 2022

A Key To Building Wealth Is Homeownership

A Key To Building Wealth Is Homeownership | MyKCM

The link between financial security and homeownership is especially important today as inflation rises.  But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says:

"Homeownership is ...

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Feb. 22, 2022

Real Estate Voted the Best Investment Eight Years in a Row

Real Estate Voted the Best Investment Eight Years in a Row

Real Estate Voted the Best Investment Eight Years in a Row | MyKCM

In an annual Gallup poll, Americans chose real estate as the best long-term investment. And it’s not the first time it’s topped the list, either. Fair Oaks Ranch Texas and Boerne Texas real estate has been on a winning ...

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