Financing and Mortgage

Sept. 9, 2026

The Housing Market Split in 2. Which Side Is Your House On?



Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point.

Knowing which track your house is on changes everything about your sale, from your …

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Sept. 3, 2026

What Fall 2026 Actually Means for Boerne & Hill Country Homebuyers

If you've been sitting on the sidelines waiting for mortgage rates to crash, I want to save you some time: that's probably not what's coming. But that doesn't mean this fall is a bad time to buy — it might actually be one of the better situations buyers have seen …

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Aug. 31, 2026

Thinking About Tapping into Your 401(k) To Buy a Home in Boerne? Read This First.



Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home in Boerne or Fair Oaks Ranch. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as …

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Aug. 17, 2026

The Kind of House Boerne and Fair Oaks Ranch Buyers Will Pay More For

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That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage.

To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house. Here’s why. …

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Aug. 13, 2026

Who Has the Upper Hand in Today's Boerne Housing Market

Ask around Boerne or Fair Oaks Ranch and almost every buyer wants to know if there's a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.

Here's the interesting thing: both can be right …

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Aug. 10, 2026

The Case for Putting 20% Down on Your Next Boerne Home

If you're planning to buy your next home in the Hill Country, you've probably heard the old rule of thumb about saving 20% for your down payment.

Here's the truth: you usually don't have to. Plenty of loan options let qualified buyers put down far less. But …

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Aug. 6, 2026

Waiting for Lower Mortgage Rates Before You Buy in the Hill Country? Read This First

Picture this: you hold off on buying your Boerne or Fair Oaks Ranch home for a full year, waiting for mortgage rates to drop — and when the year is up, rates haven't really moved. Frustrating to think about, but based on where things stand today, it's a …

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Aug. 3, 2026

Buying and Selling at the Same Time in Boerne? Here's Where To Start

If you're a Hill Country homeowner getting ready to move, one question comes up first: do you buy your next home before you sell, or sell first before you start touring new ones?

There's no single right answer — it depends on your finances, the local market, …

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July 29, 2026

Is the Boerne & Fair Oaks Ranch Real Estate Market Frozen?

Not even close.

In the last 12 months, 1,272 homes have closed through the MLS right here in Boerne and Fair Oaks Ranch. That's about 25 homes a week — every single week.

And it's not just us. Nationally, over 4 million homes will sell this year. …

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July 20, 2026

More Boerne and Fair Oaks Ranch Homes, Better Prices: A Hill Country Buyer's Summer



If you've thought about buying a home in Boerne or Fair Oaks Ranch over the past few years, you may have run into two frustrations: asking prices that kept climbing, and too few homes to choose from.

Both sticking points are letting up this summer across much of …

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