Financing and Mortgage

Jan. 13, 2023

Key Terms To Know When Buying a Home

Key Terms To Know When Buying a Home [INFOGRAPHIC]

Key Terms To Know When Buying a Home [INFOGRAPHIC] | MyKCM

 

Key terms to know when buying a home:

Appraisal: a report highlighting the estimated value of the property completed by a qualified third party. Lenders rely on an appraisal to validate a home's worth and ensure they …
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Jan. 12, 2023

Is It Time To Sell Your Second Home?

Is It Time To Sell Your Second Home?



During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different …

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Jan. 11, 2023

Today’s Boerne Housing Market Is Nothing Like 15 Years Ago

Today’s Boerne Housing Market Is Nothing Like 15 Years Ago



There’s no doubt today’s housing market in Boerne is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it …

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Jan. 6, 2023

How to sell your House-3 steps explained here

3 Best Practices for Selling Your House This Year



A new year brings with it the opportunity for new experiences. If that resonates with you because you’re considering making a move, you’re likely juggling a mix of excitement over your next home and a sense of …

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Jan. 3, 2023

How Much You Need To Save for a Down Payment?

How Much You Need To Save for a Down Payment?

Wondering How Much You Need To Save for a Down Payment? | MyKCM
If you’re getting ready to buy your first home in the Boerne area, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let …

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Jan. 2, 2023

What Are Your Goals in the Boerne Housing Market This Year?

What Are Your Goals in the Boerne Housing Market This Year?



If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for …

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Dec. 28, 2022

What should I avoid when applying for a mortgage?

What should I avoid when applying for a mortgage?

Applying For a Mortgage? Here’s What You Should Avoid Once You Do. | MyKCM

While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not …

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Dec. 26, 2022

Information for First-Time Homebuyers

Information for First-Time Homebuyers

Financial Fundamentals for First-Time Homebuyers | MyKCM

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as …

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Dec. 21, 2022

What To Expect From the Housing Market in 2023

What To Expect From the Housing Market in 2023

What To Expect from the Housing Market in 2023 | MyKCM

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it's put the market into a reset position.

As the Federal Reserve (the Fed) made …

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Dec. 19, 2022

Mortgage Rates Are Dropping. What Does That Mean for You?

Mortgage Rates Are Dropping. What Does That Mean for You?

Mortgage Rates Are Dropping. What Does That Mean for You? | MyKCM

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything …

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