Financing and Mortgage

March 4, 2024

What To Know About Credit Scores Before Buying a Home in Boerne TX




If you want to buy a home in Boerne TX, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, …

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Feb. 27, 2024

Why Today’s Housing Supply Is a Sweet Spot for Sellers in Boerne




Wondering if it still makes sense to sell your house in Boerne TX right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.

An article from Calculated Risk shows there are 15.6% more …

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Feb. 27, 2024

The Truth About Down Payments




If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily …

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Feb. 26, 2024

Some Experts Say Mortgage Rates May Fall Below 6% Later This Year




There’s a lot of confusion in the market about what’s happening with day-to-day movement in mortgage rates right now, but here’s what you really need to know: compared to the near 8% peak last fall, mortgage rates have trended down overall.

And if you’re looking to buy or 

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Feb. 23, 2024

Boerne Home Price Forecasts for 2024 Revised Up




Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals, and they’re even more confident prices will rise, not fall. While these expectations are on a national scale, it's probably going to happen to homes in Boerne as …

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Feb. 13, 2024

Bridging the Gaps on the Road to Homeownership




Homeownership is a major part of the American Dream. But, the path to achieving this dream can be quite difficult. While progress has been made to improve fair housing access, households of color still face unique challenges on the road to owning a home. Working with the right …

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Feb. 2, 2024

There’s No Boerne TX Foreclosure Wave in Sight

 

Some Highlights

  • Headlines saying foreclosures are rising might make you feel uneasy. But the truth is, there’s no need to worry in Boerne.
  • If you look at the latest numbers, they’re still below pre-pandemic norms and way below what happened during the crash.
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Jan. 31, 2024

Boerne TX Foreclosure Activity Is Still Lower than the Norm




Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story.

The truth is, if you compare the …

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Jan. 30, 2024

2 of the Factors That Impact Mortgage Rates

 

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?

The answer is complicated because …

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Jan. 24, 2024

Are More Boerne TX Homeowners Selling as Mortgage Rates Come Down?

 

If you’re looking to buy a home in Boerne, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you – it may inspire more Boerne TX homeowners to put their houses up for sale.

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