Financing and Mortgage

Jan. 20, 2025

When Is the Perfect Time To Move to Boerne?




It’s easy to get caught up in the idea of waiting for the perfect moment to make your move to or from Boerne – especially in today’s market. Maybe you’re holding out and hoping mortgage rates will drop, or that Boerne home prices will fall. But here’s what you …

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Jan. 15, 2025

How much does it cost to live in Fair Oaks Ranch TX 1.15.25

🏡 Fair Oaks Ranch Market Update! 🏡

Click here to see homes for sale in Fair Oaks Ranch TX

📊 Current Stats:

  • 32 homes on the market
  • Avg. sales price: $837,000
  • 4 homes sold in the last 30 days
  • Avg. sold price:
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Jan. 14, 2025

The Truth About Credit Scores and Buying a Home in Boerne



Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some Boerne area buyers …

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Jan. 14, 2025

Hey Boerne-How Much Home Equity Have You Gained? The Answer Might Surprise You




Have you ever stopped to think about how much wealth you’ve built up just from being a Boerne homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a …

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Jan. 10, 2025

How Do Mortgage Rates Affect My Monthly Payment

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Some Highlights

  • Experts say rates will come down slightly in the year ahead to save Boerne area home buyers money – but some volatility is expected. So, you shouldn't try to time the market.
  • Instead, it's better to focus on how even a small change impacts …
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Jan. 8, 2025

What is Mortgage Forbearance

A Helpful Option for Homeowners Facing Challenges




Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a family emergency, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline …

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Jan. 6, 2025

Time in the Boerne Housing Market Beats Timing the Boerne Housing Market




Trying to decide whether it makes more sense to buy a home in Boerne or Fair Oaks Ranch TX now or wait? There’s a lot to consider, from what’s happening in the Boerne market to your changing needs. But generally speaking, aiming to time the market isn’t a good …

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Dec. 30, 2024

How Eco-Friendly Features Can Boost Your Boerne Home’s Value




Selling your Boerne or Fair Oaks Ranch TX house? Or just looking to increase the value and appeal of your home for when you do? Here’s something you should know – homebuyers in the Boerne area are increasingly looking for homes with environmentally friendly features.

What Energy Efficient …

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Dec. 24, 2024

How Home Equity May Help You Buy Your Next Boerne Home in Cash




Building equity in your house is one of the biggest financial advantages of homeownership. And right now, homeowners across the Boerne and Fair Oaks Ranch TX are sitting on record amounts of it.

Here’s a look at how that equity could be a game changer for you, and …

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Dec. 20, 2024

The Truth About Down Payments in Boerne

Think you have to put 20% down when you buy a house in Boerne? Think again. Unless it’s specified by your loan type or lender, you don’t always have to. And the truth is, most Boerne homebuyers don’t. 

The median down payment for first-time buyers is 9% -- …

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